William R. Karschner & Sons
  Insurance Professionals for Over 80 Years

                                                                                                                                                   We are selective in choosing which companies we represent.  Our financially sound, reputable
insurance carriers combine service, expertise and dependability to to meet your insurance needs. 
 We Proudly Represent the Following Companies:

 
 

 

 

 

 

 

 

 

 

 


 

 

       

The Erie Insurance Group offers auto, home, commercial and life insurance through a network of independent insurance agents. At the ERIE, they adhere to disciplined underwriting, fair pricing and a prudent investment philosophy. These factors have contributed to their ability to earn consistently superior ratings in the insurance industry. The combination of a quality agency force, a commitment to customer service and the financial stability provided by Erie Insurance Group assures you that they’ll be there when you need them most.
 

The Allstate Corporation is the nation’s largest publicly held personal lines insurer. Allstate sells 13 major lines of insurance, including auto, property, life and commercial. Allstate provides insurance products to more than 17 million households, and insures one out of every nine autos and one out of every eight homes in the U.S., and are one of the country’s leading life insurers. Allstate is widely known through the “You’re In Good Hands With Allstate®” slogan, and they strive to reach that standard. 

Drive from Progressive combines the benefits of Progressive Insurance with the convenience of a local agent.  Progressive is an industry leader and is one of the largest and fastest growing insurance groups.  Progressive is committed to selling through independent insurance agencies, because agents and brokers provide unmatched benefits to their clients. If you want to work with a knowledgeable insurance professional who can research your options and give you a personalized recommendation, then Drive is for you. If you're looking for someone to help you take care of things like policy changes and paperwork, then Drive is for you. And if you're looking for hassle-free, 24/7 Progressive claims service, then Drive is for you.

Millville Mutual Insurance Company was founded on the concept that policyholders can best be served by local people who know and understand their communities. Since its incorporation 130 years ago, Millville Mutual has been rooted in the rolling hills of Northeastern Pennsylvania and continues to only conduct business within PA.  When people's lives and livelihoods are at stake, short-term solutions are simply not good enough.  Our policyholders have to be confident that we'll still be here when they need us.

Tuscarora Wayne Mutual is an underwriting and claims management company with programs marketed throughout the Commonwealth of Pennsylvania and the state of Ohio. Incorporated in 1874, they have a superior A+ rating by A.M. Best Company, and are an independent insurance authority. TW's  mission is to "serve the underserved." This unconventional approach allows them to serve a wide array of individuals and business owners including those who may not otherwise obtain insurance due to unique situations.

 

Rockwood Casualty has been serving the commercial insurance market for over 45 years. The keys to their success have been a strong commitment to our customers, a highly experienced staff and dedication to individual risk underwriting.

 

FirstComp is a leading provider of Worker's Compensation.  The success of the company can be traced to efficient, accurate underwriting that is unmatched in the industry, knowledgeable local sales representatives available to handle training and service, and professional policyholder and claims customer service.

 

Farmer's Mutual is a small company servicing Pennsylvania.  They specialize in homeowner's, farm owner's, and seasonal dwellings.  This company remains loyal to an old-fashioned, small town quality rooted in integrity. 
 

 

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