Do I Need Different Insurance for a Vacation Home?
Posted: March 1, 2021
Do I Need Different Insurance for a Vacation Home?If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...
Am I Required to Provide My Employees with Short-Term or Long-Term Disability?
Posted: February 28, 2021
Am I Required to Provide My Employees with Short-Term or Long-Term Disability?Short-term disability insurance provides some income replacement when a non-work-related illness or injury leaves an employee unable to work for a limited time period. Long-term disability insurance serves the same purpose, only for longer periods of time, ranging from two years to retirement age, depending on the policy. No law requires employers to offer long-term disability insurance to employees. However, five states and Puerto Rico...
Quick Exercises for Busy Lifestyles
Posted: February 25, 2021
Quick Exercises for Busy LifestylesWe all know we need exercise to look and feel better. But it can be difficult (or seemingly impossible) to fit into a busy lifestyle. Here are some ways to get your body moving, no matter how hectic your schedule may be. Move Around While You Talk On the Phone Pick up the phone instead of texting or emailing, and move around while you talk....
What to Know Before Buying a Minivan
Posted: February 25, 2021
What to Know Before Buying a MinivanWe bought our first minivan in 2017. When signing the paperwork, I knew my single, 22-year-old self would have shed a tear. But I was determined. Our son was about 18 months old, and we knew we wanted more kids. With our families living an hour or more away, trips to visit grandma and grandpa usually included bags upon bags upon portable cribs upon the...
IIHS: The Safest Cars of 2021
Posted: February 24, 2021
IIHS: The Safest Cars of 2021For safety-conscious drivers, the 2021 Insurance Institute for Highway Safety TOP SAFETY PICK awards represent a wealth of choices. Each year, the IIHS, a nonprofit research and education organization, conducts tests to determine which vehicles do the best job of protecting people in the most common kinds of crashes — front, side, rollover, and rear. Vehicles must also score well in front crash prevention and headlights. The...