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A Homeowner’s Guide To Door Locks

When it comes to protecting your home, a locked door is your first line of defense. (Having the right homeowners insurance can give you peace of mind, too.) But studies show that a few good kicks or a couple of minutes with a power drill are often enough to break through most door locks. And more than half of burglaries in 2017 involved forcible entry....

What Happens If You Don't Have Any Health Insurance?

Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...

Stay-At-Home Safety Check: How To Outsmart 4 Common Risks

Even though some states have started easing restrictions due to the coronavirus (COVID-19) crisis, you still may be spending most of your time at home. (See how ERIE is responding to the pandemic in our COVID-19 Information Center.) With warmer weather, perhaps you’ve started tackling new projects like digging a garden, landscaping, or teaching your kids how to master new chores. However you’re spending your...

I'm Young & Healthy: Do I Really Need Life Insurance?

If you’re young and healthy, you may think it’s too early to buy life insurance. The truth is, buying life insurance young can save you money – lots of it. Purchasing a life insurance policy in your 20s or 30s is a smart move, even if you don’t believe you need it yet. Younger Equals Cheaper When It Comes To Life Insurance Buying life insurance...

Will Special Event Insurance Cover My Event?

Hosting an event such as a wedding can be a costly undertaking. Special event insurance is designed to protect your investment. It can help cover your costs in case you need to cancel unexpectedly (if the bride or groom gets cold feet, for example). It can also help protect you from liability for injury or property damage caused during your event. When Do You Need...